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SettleLens
Financial Clarity for Divorce

Know Exactly Where You Stand.
Before You Sign Anything.

Divorce settlement financial modeling for US, UK, Germany and more. See your 10-year financial future across every scenario — in minutes, not months.

Financial modeling, not legal advice.

20 minutes. No credit card. Covers US, UK, Germany, France, Spain & Turkey.

🛡️ GDPR-class privacy🔒 Data never sold🔐 AES-256

$15,000+

average divorce legal fees in the US

How much of that comes from entering negotiations without a clear financial picture?

20 min

to model your financial scenarios before meeting your attorney

3 scenarios

compare house, alimony, and full settlement outcomes side by side

10 years

projected financial outlook so you can make informed decisions

See Your Financial Picture Free

Preparation tool — not a replacement for professional legal advice.

What decision are you trying to make?

SettleLens turns emotionally complex decisions into comparable financial scenarios.

Three Steps to Financial Clarity

01

Enter Your Financial Picture

Assets, debts, income, children. Secure, private, takes 20 minutes.

02

Build Your Scenarios

Keep the house? Sell it? Let them have it? Model up to 3 outcomes.

03

Get Your 10-Year Projection

AI analyzes your jurisdiction's laws and projects each scenario. Download the PDF.

What SettleLens does — and what it doesn't

What it does

Financial scenario modeling
Asset, debt, and income comparison
10-year cash flow projection
Support payment impact analysis
Attorney-ready financial summary

What it doesn't

Legal advice
Court outcome prediction
Replacement for a lawyer
Guaranteed settlement figures
Complex or contested case decisions

Complex or high-risk cases require professional legal support.

Learn about our limitations →

Everything You Need to Negotiate From Strength

Every Scenario, Side by Side

See the 10-year financial impact of each choice before you decide.

Your Jurisdiction. Your Rules.

California community property? UK Section 25? German Zugewinn? SettleLens knows the formulas.

A Report Your Lawyer Respects

Professional PDF: asset breakdown, projection charts, negotiation strategy.

Built for your jurisdiction

SettleLens applies country-specific property regime assumptions for financial scenario modeling.

🇺🇸

United States

Community & equitable distribution

🇬🇧

United Kingdom

MCA 1973 Section 25

🇩🇪

Germany

Zugewinngemeinschaft

🇫🇷

France

Communauté réduite aux acquêts

🇪🇸

Spain

Régimen de gananciales

🇹🇷

Turkey

TMK 218-241

Local judicial discretion, hidden assets, and complex agreements may produce different outcomes. Always verify with a qualified attorney.

View methodology for your country →

Built for One of Life's Most Sensitive Moments

🔒

Your data is never sold

Financial data is never shared with advertisers or third parties. Ever.

🧾

No sensitive data in logs

Asset, income, and scenario data is never written to developer consoles or error logs.

👤

Only you can see your data

Supabase Row Level Security enforces that every query is scoped to your account.

🗑️

Export or delete anytime

Download all your data as JSON or permanently delete your account — no friction, no dark patterns.

The house is usually the biggest decision.

See the financial difference between keeping, selling, or transferring it.

Home value$800,000
$100K$2M
Simplified model — assumes 3% appreciation, 5% investment return, 6% sale costs.
🏠

I Keep It

Net position in 5 yrs

$474,081

Best

🤝

They Keep It

Net position in 5 yrs

$280,782

💰

We Sell

Net position in 5 yrs

$250,151

Full house analysis →

This is a simplified preview. Full analysis uses AI and your jurisdiction's laws.

Get Your Full Analysis →

From People Who've Been Where You Are

I modeled my husband's offer in about 20 minutes. Turned out it looked good on paper but left me worse off by year 5. I renegotiated — and my attorney said I'd done half her work for her.

Sarah M., 42 · California · Married 14 years

During divorce, people face not only legal uncertainty but financial uncertainty. SettleLens was built to reduce that uncertainty — to help users arrive at their attorney meetings with a clearer picture of what they're looking at. Our goal is not to make decisions for anyone. Our goal is to make the financial picture visible before decisions are made.

B

Burak Ohrili — Founder, Noesis

Noesis · Bornova, İzmir

in

How does SettleLens compare?

See what each option actually gives you before negotiation day.

SettleLensAttorney OnlySpreadsheetNo Preparation
10-year financial projection
Scenario comparison (3+ options)
Jurisdiction-aware assumptions
Available 24 / 7
Organized for attorney review
Cost to model one scenario$29$300–$500/hr$0$0
Risk score & key risk flags
Data stays private

SettleLens does not replace a lawyer. It helps you arrive at every conversation better prepared.

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3 quick questions — we'll point you to the right one.

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Where are you in the process?

Simple, Transparent Pricing

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forever

  • Asset & debt inventory
  • Net worth summary
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Clarified

$29

one-time · 14-day access

  • 1 AI-powered scenario analysis
  • 10-year financial projection
  • Professional PDF report
  • 14-day access
  • 7-day money-back guarantee
Get Started — $29

Strategist

$39

per month

  • Unlimited scenario analyses
  • Unlimited scenarios
  • Premium PDF reports
  • 10-year projections with inflation
  • Offer comparison tool
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Professional

$99

per month

  • Everything in Strategist
  • Attorney-ready Excel + PDF export
  • Evidence organizer
  • Priority support
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All plans: Secure, private. Financial modeling, not legal advice. 7-day money-back guarantee on paid plans.

Frequently Asked Questions

More questions? Contact us

Go into your lawyer meeting prepared

Instead of scattered notes, bring a structured financial overview — assets, debts, income, children, and scenarios in one professional report.

Create My Financial Overview

Financial modeling, not legal advice.

Sample Report

See exactly what you're buying

Every Professional plan includes this attorney-ready financial overview — generated from your real data.

SettleLens

CONFIDENTIAL

May 2026 · California, US

Case

Doe vs. Doe

Jurisdiction

CA — Community Property

Marriage

2011–2025 (14 yrs)

Confidence

Formula-Based Estimate

Net Worth (Now)

$485,200

After debts

Monthly Cash Flow

$4,820

Post-settlement

Alimony Range

$1,200–$1,800

/month

Child Support Est.

$820

/month

Asset Allocation

$1.24MTotal Assets
Real Estate52%
Retirement28%
Investments14%
Other6%

10-Year Net Worth Projection

450K550K650K750K013510Sell HouseBaselineKeep House

Scenario Comparison

ScenarioNet Worth Yr 10Monthly FlowRisk
Baseline
$712K$4,820/mo4 · Medium
Keep House
$643K$3,110/mo7 · High
Sell HouseBEST
$798K$5,640/mo3 · Low

Key Risk Factors

High mortgage-to-income ratio post-split
Retirement funds subject to QDRO — requires court order
Equity market exposure in joint investment account
Alimony duration exceeds 5 years — inflation exposure

Questions for Your Lawyer

· How will the business valuation be handled given the 2023 revenue spike?

· Is the crypto portfolio subject to community property given acquisition dates?

· Should we request a QDRO for both retirement accounts simultaneously?

Negotiation Strategy

Based on the scenario analysis, Scenario C projects the strongest 10-year cash flow position. Consider prioritizing the home equity liquidity event while securing a QDRO for the larger retirement account.

SettleLens financial modeling — not legal advice. Results based on user-entered data. Jurisdiction: California Community Property. Confidence: formula-based estimate. Always verify with a qualified attorney. Generated May 2026.

Full report unlocked with Professional plan

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Sample data is entirely fictional. Your real report is generated from your own financial data.

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No credit card required for basic analysis.

Not legal advice.