SettleLens

House Decision Simulator

The house is usually the biggest financial decision in a divorce. See the real numbers — instantly.

Your situation

Home value$400,000
Remaining mortgage$200,000
Monthly mortgage payment$1,500
My annual income$80,000
Spouse annual income$70,000
Equity: $200,000 · Assumes 3% annual appreciation, 5% investment return, 6% sale costs.
🏠I Keep the House
Best

$293,710

projected net position in 5 years

  • · Equity retained: $200,000
  • · Monthly mortgage: $1,500/mo
  • · Projected value in 5 yrs: $293,710
🔄Spouse Keeps the House

$127,628

projected net position in 5 years

  • · Equity payout to you: $100,000
  • · Estimated rent: $1,600/mo
  • · If invested for 5 yrs: $127,628
💰We Sell the House

$112,313

projected net position in 5 years

  • · Your share after costs: $88,000
  • · Estimated rent: $1,600/mo
  • · If invested for 5 yrs: $112,313

See your full financial picture

This simulator uses simplified assumptions. Your full analysis — including debts, income, alimony, and 10-year projections — requires your complete financial data.

Create my personal analysis

Free to start · No credit card required

Keine Rechtsberatung.

This is a simplified model for illustrative purposes only. Actual settlement outcomes depend on jurisdiction, legal agreements, and judicial discretion. Not legal or financial advice.