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SettleLens
Agreement Simulator

Simulate Any Divorce Agreement — See the Financial Outcome

What happens if you accept this offer? What if you counter? SettleLens lets you build any settlement scenario from scratch, entering the specific terms under discussion — and shows you the 10-year financial result.

Simulate My Settlement

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Build a Settlement Scenario in Minutes

Enter your assets, debts, income, and the proposed split: who keeps the house, how retirement accounts are divided, what alimony looks like. SettleLens calculates your net worth now, at year 1, year 3, year 5, and year 10.

Test 'What If' Variations

What if you pushed for a different alimony amount? What if you gave up the house to avoid mortgage risk? SettleLens makes it easy to test variations and see which choice produces a stronger financial outcome over time.

Offer Analysis Mode

When you receive an offer from your spouse or their attorney, enter it directly into SettleLens as a separate scenario. The system compares it against your baseline scenario with a 10-year delta — showing you exactly how much better or worse it leaves you.

Prepare Your Counter-Proposal

Understanding which elements of the offer are most financially impactful gives you a clear negotiation priority list. SettleLens shows you the line items that matter most — helping you and your attorney focus negotiation energy in the right places.

Frequently Asked Questions

How accurate is the simulation?

The simulation is based on the data you enter. It uses jurisdiction-specific legal frameworks for property division and support calculations. It is a financial estimate, not a legal determination — always labeled with a confidence level.

Can I compare my scenario to my spouse's proposal?

Yes. SettleLens supports side-by-side scenario comparison. You can model your proposal and your spouse's offer simultaneously and view the 10-year difference in net worth and cash flow.

Simulate My Settlement

Simulate My Settlement

Start free — no credit card required

SettleLens provides financial scenario modeling for informational purposes only. Simulation results are estimates based on user-entered data. Not legal advice. Consult a qualified family law attorney.