Divorce Settlement Calculator - Illinois

How Divorce Works in Illinois

Illinois follows equitable distribution. This does not mean equal; it means fair, based on the circumstances of the marriage. Judges consider factors like length of the marriage, each spouse's financial situation, contributions to the household, and future earning potential.

In practice, many equitable distribution cases settle close to 50/50, but the outcome can vary significantly depending on the facts.

What Is Considered Marital Property in Illinois?

• Income earned by either spouse during the marriage
• Real estate purchased with marital funds
• Retirement account contributions made during the marriage
• Savings, investments, and bank accounts accumulated jointly
• Business interests developed during the marriage

Maintenance in Illinois

Maintenance (spousal support) may be awarded in Illinoisbased on the length of the marriage, each spouse's income and earning capacity, and the standard of living established during the marriage. The amount and duration vary widely and are often the most negotiated part of a settlement.

How to Use SettleLens for Your Illinois Divorce

1. Enter your assets: home equity, retirement accounts, savings, vehicles
2. Enter your debts: mortgage, car loans, credit cards
3. Enter income: yours and your spouse's annual gross income
4. Build scenarios: who keeps the house? How is retirement divided?
5. See projections: compare 10-year net worth under each scenario

SettleLens applies equitable distribution assumptions for Illinois to give you a starting point for negotiations.