🇩🇪 Germany — How SettleLens Models It
⚠ SettleLens proporciona modelización financiera solo con fines informativos. Los resultados son estimaciones basadas en fórmulas legales de acceso público y no constituyen asesoramiento legal, fiscal o financiero. Consulta siempre a un abogado cualificado antes de tomar decisiones.
Analysis type: formula-based-estimate
Legal Framework
BGB §1363 Zugewinngemeinschaft (community of accrued gains). Each spouse keeps pre-marriage assets. Net gain during marriage is equalized: (Spouse A gain − Spouse B gain) ÷ 2.
What We Model
- Zugewinnausgleich (accrued gains equalization)
- Initial and final net worth calculation
- Versorgungsausgleich (pension rights adjustment) — simplified
- Unterhalt (alimony) range estimates
- 10-year net worth projection
What We Cannot Know
- Exact pension adjustment (Versorgungsausgleich) requires official calculation
- Privileged gifts and inheritance may be excluded
- Business valuations are complex
When to Get Professional Help
- Significant inheritance or gifts received during marriage
- Business or professional practice valuation
- Pension schemes (Betriebsrente, Beamtenversorgung)
SettleLens is a financial modeling tool. Always verify outputs with a qualified attorney before making any decisions.
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